Attorney Henri O. Harmon represents policyholders facing Examination Under Oath demands from their insurance companies. With approximately 20 years of litigation experience, he has built his practice around a simple principle: insurance companies have attorneys protecting their interests during an EUO, and policyholders deserve the same.
Mr. Harmon is a graduate of Michigan State University College of Law, where he earned his degree cum laude in 2006. During law school, and he was selected for the prestigious Trial Practice Institute. Following graduation, he began his career at a large corporate defense firm in downtown Detroit, litigating high-stakes business disputes for major corporate clients. That experience gave him insight into how institutional parties and their legal teams prepare for sworn testimony and contested matters.
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Over the course of his career, Mr. Harmon has handled multi-state class actions, multi-district litigation (MDLs), and complex commercial disputes. He has litigated in state and federal courts across California, Colorado, Illinois, Maryland, Michigan, New York and Texas. Mr. Harmon is a member of the Multi-Million Dollar Advocates Forum, membership in which is limited to attorneys who have served as principal counsel in a qualifying matter resulting in a judgment, award, or settlement of at least $2 million.
His practice areas include:
- Property Insurance Coverage
- Examinations Under Oath
- Breach of Contract
- Business and Organizational Disputes
- Mandamus and Constitutional Violations
Mr. Harmon is based in Southfield, Michigan, and represents policyholders throughout the state.
Our Approach
Insurance companies request an Examination Under Oath when they want more information before paying a claim. Sometimes that request is routine. But it may be a sign that the insurer is suspicious of your claim.
Our approach starts with the assumption that every EUO matters. We do not treat these examinations as a formality to get through. We treat them as a critical point in the claim. The testimony and documents provided during the EUO can become an important part of the insurer’s coverage evaluation and any later dispute.
Mr. Harmon’s corporate-defense and litigation experience gives him insight into how institutional parties and their legal teams prepare for sworn testimony and contested matters. He brings that same rigor to individual policyholders, walking through the claim file, anticipating the questions likely to come up, and making sure his clients understand their rights before the EUO.
We also believe policyholders should never have to figure this out alone or guess at what an EUO letter means. The firm offers a free initial consultation so that policyholders can obtain a clear explanation of the EUO process and their available options.
Why Choose Us
- Insurance coverage focus. Property insurance disputes and EUOs are a core part of our practice.
- Litigation background. Experience in state and federal courts across multiple jurisdictions, including complex and high-stakes matters.
- Direct attorney involvement. Clients work directly with Mr. Harmon, not a rotating case manager. Mr. Harmon communicates directly with clients and personally participates in EUO preparation and representation.
- Free, confidential EUO consultations. No cost and no obligation to discuss an EUO letter or claim.
Received an EUO letter? Talk to an attorney before you respond.
